Mortgage programs from Russian Capital Bank
Today, the following mortgage products are available to clients of Russian Capital Bank:
- Mortgage for primary housing.
- Mortgages for finished properties.
- Refinancing.
- Military mortgage.
- Family mortgage.
- Money on bail.
Let's look at the loan terms for each in more detail.
Mortgage for a new building
In accordance with this program, the client will be able to purchase an apartment, townhouse or apartment on credit at the stage of construction. The transaction is permitted only for those objects that have successfully passed accreditation in Dom.rf.
Terms of registration:
- the share of the down payment is at least 20% of the cost of the purchased housing;
- amount of borrowed funds - up to 20 million rubles (in the regions up to 10 million rubles);
- loan term – 3 – 30 years.
You can clarify the list of approved real estate objects on the website of the Russian Capital Bank, by calling the hotline or by personally contacting the authorized service office.
Mortgage for secondary housing
The parameters for obtaining a mortgage for the purchase of secondary housing are similar to the lending conditions for new buildings. The difference lies in the interest rate, as well as in the possibility of purchasing housing owned by Dom.rf. This is the property that was also purchased with a mortgage, but due to the borrower’s failure to fulfill its obligations, it was put up for auction.
Thus, for the purchase of finished housing, you can get up to 20 million rubles for a period of up to 30 years with a one-time payment of at least 20% of the market price of the living space.
Secondary housing must meet the bank's requirements regarding the year of construction, the availability of amenities and necessary communications, materials of floors and walls, etc. Dilapidated, emergency, social/municipal housing included in the demolition program, etc. will not be accepted as collateral. The main requirement is high liquidity.
Family mortgage
Families in which a second and/or third child will be born between the beginning of this year and the end of 2022 are entitled to receive a loan for the purchase of real estate with state support and a preferential interest rate.
The conditions are determined at the federal level:
- repayment period – up to 30 years;
- down payment – at least 20%;
- amount – up to 8 million rubles and up to 3 million rubles in the regions;
- interest rate – 6% per year.
The 6% rate is valid only during the grace period, the total duration of which cannot exceed 8 years. Next, the rate calculated as the key rate of the Central Bank of the Russian Federation + 2 percentage points will be applied.
This state program does not apply to families with one child.
Mortgage refinancing
A mortgage in another bank can be refinanced at Russian Capital Bank. The purpose of the refinancing program is to reduce the loan rate, increase the debt repayment period and/or change the contract currency.
Parameters of this mortgage product:
- amount of borrowed funds - no more than 20 million rubles (up to 80% of the estimated value of the collateral property);
- repayment period – from 3 to 30 years;
- interest rate – from 8.75% per annum.
NOTE! Russian Capital Bank allows refinancing of already refinanced mortgage loans (the number of such operations is not limited).
The loan itself must be issued at least six months ago. Only reliable borrowers who have not committed delays or other violations of the terms of the contract can approve the application.
Military mortgage
Mortgages for military personnel of the Russian Federation who have been members of the NIS for more than 3 years and are serving in the Russian army are issued on the following conditions:
- the amount of credit funds is no more than 2.486 million rubles;
- repayment period – from 3 years until the military age of 45 years is reached at the time of the last payment;
- interest rate – 9% per year.
You can buy both housing under construction and finished housing that has been approved by the bank, Dom.rf and Rosvoenipoteka.
Payment of the down payment is made from savings in the borrower’s individual account, received from the state budget.
Money on bail
A loan for the purchase of real estate secured by existing housing is strictly targeted and is issued under the following conditions:
- loan size – up to 20 million rubles;
- debt repayment period – 3 – 30 years;
- rate – from 9.25% per annum.
The allocated funds can only be used to purchase real estate that meets the requirements of the bank and Dom.rf. Any other expenses are prohibited.
Military mortgage
There are companies that help buyers and sellers find each other. The All-Russian military mortgage operator is one of them. The service is located on the website voenpereezd.ru. Its database of organizations contains not only data on developers, but also on banks that provide loans for military personnel, including Russian Capital CB.
In this organization you can get a loan for a period of three years with an initial investment of 20% at only 10% per annum. A special feature of the program is that while the borrower repays the debt to the Motherland, monthly payments for it are repaid by the state. In addition, you can use maternity capital to reduce your total mortgage debt. In 2020, the Russian Capital company is ready to provide a loan of 2,318,290 rubles for military personnel who want to acquire their own housing and draw up a mortgage agreement at a bank office in Tver or any other city in our country.
Mortgage calculator
Loan amount
Payment type
Interest rate, %
Maternal capital
date of issue
Credit term
Early repayments
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Table
Term | 0 months |
Sum | 0 rub. |
Bid | 0 % |
Overpayment | 0 rub. |
Start of payments | 0 |
End of payments | 0 |
Required Income | 0 |
№ | date | Payment | Main debt | Interest | Balance owed | Early repayments |
The future loan burden, including payments on the mortgage being issued, can be calculated using a mortgage calculator. By entering key data about the loan (amount, term, rate, date of issue), our service will provide the user with complete information on:
- the amount of the monthly payment (distributed between principal and interest);
- total cost of the loan (overpayment);
- the amount of the client's minimum income to service the debt.
A detailed detailed mortgage calculation can be analyzed in two formats: in the form of a table and a visual graph.
Mortgage refinancing
This enterprise exists on a commercial basis. The full shareholder of RosCap is the State Deposit Insurance Agency. The refinancing carried out exists within the framework of a targeted loan intended for re-registration of existing internal agreements with borrowers and work with the clientele of third-party banks.
Important! The downward trend in tariff changes provides an opportunity to improve the position of one’s obligations by re-registering loan criteria. At the same time, rates may also change in on-lending, so interested parties are advised to follow the bank’s innovations to obtain the optimally profitable option.
Russian Capital Bank also refinances loans from other banks in a similar manner to all financial institutions. The goals for implementing this action can be identified:
- Receiving a reduced tariff for a product.
- Extending the duration of the contract.
- Possibility of combining several agreements.
- Reducing the amount of mandatory payment.
Compliance with any item gives the borrower savings of several percent monthly and when calculating the full cycle of the contract, the saved amount is quite impressive. You can calculate your benefit using a calculator designed specifically for loan products on the website of JSCB RosCap.
If necessary, clients of Russian Capital Bank can refinance their mortgage
Availability of interaction with a financial institution is guaranteed to all citizens who meet the stated criteria. After the agreement is concluded, the agreed amount of funds is credited to the account opened by the client with their subsequent transfer to cancel existing loans. In this case, no commission is charged for maintaining the account.
The product exists only in national currency. Since under the conditions of RosCap the subject of the loan is not assumed to be encumbered, this provides the client with the opportunity to remove it from the mortgaged home after completing the refinancing procedure.
Mortgage refinancing in Russia. Capital at the time of execution occurs in the same way as during the initial execution of the loan. Additional cash costs also exist. The applicant is required to:
- prepare the necessary set of papers;
- organize an inspection of the mortgaged property;
- pay for the housing assessment;
- sign a loan agreement.
The amount that can be issued as part of refinancing a mortgage in Russian Capital is as close as possible to the balance of the loan from another bank. Usually it is 85% of the existing total.
For reference! Taking out a personal policy can increase the amount of money provided.
Documents required for obtaining a mortgage
The borrower will have to prepare 2 sets of mandatory documents in advance: for submitting a mortgage application and paperwork for the purchased property. Let's look at the completeness in detail.
For application
To consider the application, the following documents will be required:
- Application form.
- Russian Federation passport.
- Income documents (the bank accepts only official certificates).
- Employment documents (copy of employment, GPA or registration papers for individual entrepreneurs).
- Military ID.
In the case of a family or military mortgage, the borrower will have to provide birth certificates of children in the first case and a certificate of NIS participant in the second.
Around the apartment
For real estate, the package of papers includes:
- DDU or agreement on the assignment of rights under it (confirmation of settlements on such documents is required);
- housing assessment report (for secondary market properties);
- certificate of ownership of property;
- contract of sale/donation/exchange, etc.;
- cadastral passport.
Necessary documents for refinancing a mortgage loan
The list of documents does not contain anything surprising:
- a borrower's application form for a loan with consent to the collection and processing of personal data;
- passport;
- military ID for men of military age;
- documents confirming receipt of income;
- a loan agreement that needs to be refinanced;
- statement with information about the remaining debt;
- a certificate confirming the timeliness of making previous payments;
- real estate appraisal;
- documents confirming the client's ownership of real estate.
Dom.RF will refinance mortgages in 2020 upon provision of:
- a certified copy of the work book (agreement) and a certificate (for individuals);
- registration certificate and a copy of the declaration - for individual entrepreneurs;
- certificate of legal company and information about income - for business owners;
- pension certificate and certificate of pension amount - for pensioners.
How to apply online for refinancing
To get a loan you will need:
- submit an online application by filling out a special form on the official website of Dom.RF Bank (formerly Russian Capital Bank);
- wait for pre-approval;
- visit the nearest bank branch with a ready-made package of documents;
- conclude a loan agreement;
- close an old debt;
- pledge an apartment (house).
If submitting an online application seems inconvenient, the borrower is allowed to visit the office in person or call the contact person. In the latter case, the client will receive detailed instructions from the consultant about what he has to do and submit an application remotely.
After completing the above steps, all that remains is to make payments on time according to the received schedule.
Registration procedure
Applying for a mortgage at Russian Capital Bank follows the following scenario:
- Searching for housing to buy.
- Preparation of a set of documentation.
- Submitting a mortgage application (there is no online application for a loan at the bank).
- Review of the application by the bank (2-7 working days).
- If the decision is positive, a loan agreement will be concluded.
- Payment of the down payment by the borrower.
- Encumbrance of property and registration of the transaction in Rosreestr.
- Transfer the remaining amount to the seller.
For military and family mortgages, interaction with a third body (Pension Fund of the Russian Federation and Rosvoenipoteka) is added.
List of required documents
To apply, you must provide complete information about the mortgage (current creditor bank, size, balance, details of loans from other banks, etc.).
Combine all loans into one! Reduce your overpayment and monthly payment!
Refinance
Russian Capital Bank considers refinancing based on the following package of documents:
- borrower's application;
- passport of a citizen of the Russian Federation;
- certificate in the form of the employer, bank or 2-NDFL;
- a copy of the employment contract or work book (for an amount of 300 thousand rubles or more);
- a certificate confirming the status of the refinanced loans;
- loan agreement and repayment schedule for the refinanced loan;
- details for transferring funds;
- if you have additional income, documents that confirm it.
The bank may require other documents for the refinanced loan or those that confirm the borrower’s solvency.
To refinance a mortgage, you will need to submit a report on the market value of the property, which is ordered from a third-party company.
Insurance
Mortgage implies:
- property insurance (protection against the risks of loss and damage to collateral for the entire loan period);
- personal insurance (risks associated with the loss of the client’s health or the insured event of his death are insured).
IMPORTANT! The latter type of insurance is optional and is purchased only at the discretion of the borrower. The exception here is the registration of a mortgage under the “Family Mortgage” program, for which it will be mandatory to conclude a comprehensive insurance agreement.
Payment and early repayment
Payments under the loan agreement are made monthly in the form of annuity payments. Available payment methods are:
- payment acceptance points Megafon, Svyaznoy, Rostelecom;
- bank cash desk;
- ATMs and terminals of partner banks;
- transfers from a third-party bank account;
- Internet banking.
When using third-party payment options, it is important to consider when the money is credited to the borrower's loan account. Usually it is 1-5 business days.
In addition to the standard, gradual repayment of debt, the client has the right to early closure of the contract. No fines or fees are charged. For such an operation, you must write an application in any form addressed to the head of the Russian Capital Bank and indicate the amount to be paid and the date of payment.
Requirements for borrowers:
- citizenship of the Russian Federation;
- permanent registration on the territory of the Russian Federation;
- total work experience: at least 2 years;
- minimum work experience at the last place of work of 6 months;
- the employer must be located on the territory of the Russian Federation, and the period of existence of the employing organization must be at least a year;
- The borrower's age is at least 21 years old at the time of application;
- the maximum age of the applicant should not exceed 65 years by the time the loan is fully repaid;
- permanent place of residence: in the region where Rossiysky Capital Bank operates or in any other region for participants in the salary project;
- availability of a mobile or landline telephone.
Advantages and disadvantages of mortgage lending at Russian Capital Bank
Key benefits:
- partnership with the Dom.rf agency;
- many mortgage lending programs;
- profitable terms;
- minimum terms for consideration of an application;
- application of additional options to the loan;
- implementation of social projects.
Minuses:
- the ability to purchase housing only from the list of accredited properties;
- compulsory insurance (when applying for a mortgage on the purchased property, insurance is required);
- We accept only official documents and certificates.
Mortgage calculator Russian Capital. Online mortgage calculation Russian Capital 2020.
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Select a mortgage loan Russian Capital for online calculator calculation
Currency Min. bid Max. sum Max. term Commissions Peculiarities rubles 8.9% — up to 25 years Currency Min. bid Max. sum Max. term Commissions Peculiarities rubles 9% 2 410 000 — Currency Min. bid Max. sum Max. term Commissions Peculiarities rubles 9% 20 000 000 up to 30 years old Currency Min. bid Max. sum Max. term Commissions Peculiarities rubles 9% 20 000 000 up to 30 years old Currency Min. bid Max. sum Max. term Commissions Peculiarities rubles 9.25% 20 000 000 up to 30 years old Currency Min. bid Max. sum Max. term Commissions Peculiarities rubles 9.25% 20 000 000 up to 30 years old Currency Min. bid Max. sum Max. term Commissions Peculiarities rubles 9.75% 10 000 000 up to 25 years Currency Min. bid Max. sum Max. term Commissions Peculiarities rubles 9.75% — up to 25 years Currency Min. bid Max. sum Max. term Commissions Peculiarities rubles 9.75% — up to 25 years Currency Min. bid Max. sum Max. term Commissions Peculiarities rubles 11.5% 15 000 000 up to 25 years Currency Min. bid Max. sum Max. term Commissions Peculiarities rubles 16% 10 000 000 up to 15 years
37 841
1 540 868
4 540 868
payment date | Principal payment | Duty | Interest payment | Interest | Monthly payment | Remainder | Principal balance |
October 2020 | 15 590,56 | 22 250,00 | 37 840,56 | 2 984 409,44 | |||
November 2020 | 15 706,19 | 22 134,37 | 37 840,56 | 2 968 703,24 | |||
December 2020 | 15 822,68 | 22 017,88 | 37 840,56 | 2 952 880,56 | |||
January 2021 | 15 940,03 | 21 900,53 | 37 840,56 | 2 936 940,53 | |||
February 2021 | 16 058,25 | 21 782,31 | 37 840,56 | 2 920 882,28 | |||
March 2021 | 16 177,35 | 21 663,21 | 37 840,56 | 2 904 704,92 | |||
April 2021 | 16 297,34 | 21 543,23 | 37 840,56 | 2 888 407,59 | |||
May 2021 | 16 418,21 | 21 422,36 | 37 840,56 | 2 871 989,38 | |||
June 2021 | 16 539,98 | 21 300,59 | 37 840,56 | 2 855 449,40 | |||
July 2021 | 16 662,65 | 21 177,92 | 37 840,56 | 2 838 786,76 | |||
August 2021 | 16 786,23 | 21 054,34 | 37 840,56 | 2 822 000,53 | |||
September 2021 | 16 910,73 | 20 929,84 | 37 840,56 | 2 805 089,80 | |||
October 2021 | 17 036,15 | 20 804,42 | 37 840,56 | 2 788 053,66 | |||
November 2021 | 17 162,50 | 20 678,06 | 37 840,56 | 2 770 891,16 | |||
December 2021 | 17 289,79 | 20 550,78 | 37 840,56 | 2 753 601,37 | |||
January 2022 | 17 418,02 | 20 422,54 | 37 840,56 | 2 736 183,35 | |||
February 2022 | 17 547,20 | 20 293,36 | 37 840,56 | 2 718 636,15 | |||
March 2022 | 17 677,35 | 20 163,22 | 37 840,56 | 2 700 958,80 | |||
April 2022 | 17 808,45 | 20 032,11 | 37 840,56 | 2 683 150,35 | |||
May 2022 | 17 940,53 | 19 900,03 | 37 840,56 | 2 665 209,82 | |||
June 2022 | 18 073,59 | 19 766,97 | 37 840,56 | 2 647 136,23 | |||
July 2022 | 18 207,64 | 19 632,93 | 37 840,56 | 2 628 928,59 | |||
August 2022 | 18 342,68 | 19 497,89 | 37 840,56 | 2 610 585,91 | |||
September 2022 | 18 478,72 | 19 361,85 | 37 840,56 | 2 592 107,20 | |||
October 2022 | 18 615,77 | 19 224,80 | 37 840,56 | 2 573 491,43 | |||
November 2022 | 18 753,84 | 19 086,73 | 37 840,56 | 2 554 737,59 | |||
December 2022 | 18 892,93 | 18 947,64 | 37 840,56 | 2 535 844,67 | |||
January 2023 | 19 033,05 | 18 807,51 | 37 840,56 | 2 516 811,62 | |||
February 2023 | 19 174,21 | 18 666,35 | 37 840,56 | 2 497 637,41 | |||
March 2023 | 19 316,42 | 18 524,14 | 37 840,56 | 2 478 320,99 | |||
April 2023 | 19 459,68 | 18 380,88 | 37 840,56 | 2 458 861,30 | |||
May 2023 | 19 604,01 | 18 236,55 | 37 840,56 | 2 439 257,29 | |||
June 2023 | 19 749,41 | 18 091,16 | 37 840,56 | 2 419 507,89 | |||
July 2023 | 19 895,88 | 17 944,68 | 37 840,56 | 2 399 612,01 | |||
August 2023 | 20 043,44 | 17 797,12 | 37 840,56 | 2 379 568,57 | |||
September 2023 | 20 192,10 | 17 648,47 | 37 840,56 | 2 359 376,47 | |||
October 2023 | 20 341,85 | 17 498,71 | 37 840,56 | 2 339 034,62 | |||
November 2023 | 20 492,72 | 17 347,84 | 37 840,56 | 2 318 541,89 | |||
December 2023 | 20 644,71 | 17 195,85 | 37 840,56 | 2 297 897,18 | |||
January 2024 | 20 797,83 | 17 042,74 | 37 840,56 | 2 277 099,36 | |||
February 2024 | 20 952,08 | 16 888,49 | 37 840,56 | 2 256 147,28 | |||
March 2024 | 21 107,47 | 16 733,09 | 37 840,56 | 2 235 039,81 | |||
April 2024 | 21 264,02 | 16 576,55 | 37 840,56 | 2 213 775,79 | |||
May 2024 | 21 421,73 | 16 418,84 | 37 840,56 | 2 192 354,07 | |||
June 2024 | 21 580,60 | 16 259,96 | 37 840,56 | 2 170 773,46 | |||
July 2024 | 21 740,66 | 16 099,90 | 37 840,56 | 2 149 032,80 | |||
August 2024 | 21 901,90 | 15 938,66 | 37 840,56 | 2 127 130,90 | |||
September 2024 | 22 064,34 | 15 776,22 | 37 840,56 | 2 105 066,56 | |||
October 2024 | 22 227,99 | 15 612,58 | 37 840,56 | 2 082 838,57 | |||
November 2024 | 22 392,84 | 15 447,72 | 37 840,56 | 2 060 445,72 | |||
December 2024 | 22 558,92 | 15 281,64 | 37 840,56 | 2 037 886,80 | |||
January 2025 | 22 726,24 | 15 114,33 | 37 840,56 | 2 015 160,56 | |||
February 2025 | 22 894,79 | 14 945,77 | 37 840,56 | 1 992 265,77 | |||
March 2025 | 23 064,59 | 14 775,97 | 37 840,56 | 1 969 201,18 | |||
April 2025 | 23 235,65 | 14 604,91 | 37 840,56 | 1 945 965,53 | |||
May 2025 | 23 407,99 | 14 432,58 | 37 840,56 | 1 922 557,54 | |||
June 2025 | 23 581,59 | 14 258,97 | 37 840,56 | 1 898 975,95 | |||
July 2025 | 23 756,49 | 14 084,07 | 37 840,56 | 1 875 219,46 | |||
August 2025 | 23 932,69 | 13 907,88 | 37 840,56 | 1 851 286,77 | |||
September 2025 | 24 110,19 | 13 730,38 | 37 840,56 | 1 827 176,58 | |||
October 2025 | 24 289,00 | 13 551,56 | 37 840,56 | 1 802 887,58 | |||
November 2025 | 24 469,15 | 13 371,42 | 37 840,56 | 1 778 418,43 | |||
December 2025 | 24 650,63 | 13 189,94 | 37 840,56 | 1 753 767,81 | |||
January 2026 | 24 833,45 | 13 007,11 | 37 840,56 | 1 728 934,35 | |||
February 2026 | 25 017,63 | 12 822,93 | 37 840,56 | 1 703 916,72 | |||
March 2026 | 25 203,18 | 12 637,38 | 37 840,56 | 1 678 713,54 | |||
April 2026 | 25 390,10 | 12 450,46 | 37 840,56 | 1 653 323,43 | |||
May 2026 | 25 578,41 | 12 262,15 | 37 840,56 | 1 627 745,02 | |||
June 2026 | 25 768,12 | 12 072,44 | 37 840,56 | 1 601 976,90 | |||
July 2026 | 25 959,23 | 11 881,33 | 37 840,56 | 1 576 017,66 | |||
August 2026 | 26 151,77 | 11 688,80 | 37 840,56 | 1 549 865,90 | |||
September 2026 | 26 345,72 | 11 494,84 | 37 840,56 | 1 523 520,17 | |||
October 2026 | 26 541,12 | 11 299,44 | 37 840,56 | 1 496 979,05 | |||
November 2026 | 26 737,97 | 11 102,59 | 37 840,56 | 1 470 241,08 | |||
December 2026 | 26 936,28 | 10 904,29 | 37 840,56 | 1 443 304,81 | |||
January 2027 | 27 136,05 | 10 704,51 | 37 840,56 | 1 416 168,75 | |||
February 2027 | 27 337,31 | 10 503,25 | 37 840,56 | 1 388 831,44 | |||
March 2027 | 27 540,06 | 10 300,50 | 37 840,56 | 1 361 291,38 | |||
April 2027 | 27 744,32 | 10 096,24 | 37 840,56 | 1 333 547,06 | |||
May 2027 | 27 950,09 | 9 890,47 | 37 840,56 | 1 305 596,97 | |||
June 2027 | 28 157,39 | 9 683,18 | 37 840,56 | 1 277 439,58 | |||
July 2027 | 28 366,22 | 9 474,34 | 37 840,56 | 1 249 073,36 | |||
August 2027 | 28 576,60 | 9 263,96 | 37 840,56 | 1 220 496,76 | |||
September 2027 | 28 788,55 | 9 052,02 | 37 840,56 | 1 191 708,22 | |||
October 2027 | 29 002,06 | 8 838,50 | 37 840,56 | 1 162 706,16 | |||
November 2027 | 29 217,16 | 8 623,40 | 37 840,56 | 1 133 489,00 | |||
December 2027 | 29 433,85 | 8 406,71 | 37 840,56 | 1 104 055,14 | |||
January 2028 | 29 652,15 | 8 188,41 | 37 840,56 | 1 074 402,99 | |||
February 2028 | 29 872,07 | 7 968,49 | 37 840,56 | 1 044 530,91 | |||
March 2028 | 30 093,63 | 7 746,94 | 37 840,56 | 1 014 437,29 | |||
April 2028 | 30 316,82 | 7 523,74 | 37 840,56 | 984 120,47 | |||
May 2028 | 30 541,67 | 7 298,89 | 37 840,56 | 953 578,80 | |||
June 2028 | 30 768,19 | 7 072,38 | 37 840,56 | 922 810,61 | |||
July 2028 | 30 996,38 | 6 844,18 | 37 840,56 | 891 814,23 | |||
August 2028 | 31 226,27 | 6 614,29 | 37 840,56 | 860 587,95 | |||
September 2028 | 31 457,87 | 6 382,69 | 37 840,56 | 829 130,08 | |||
October 2028 | 31 691,18 | 6 149,38 | 37 840,56 | 797 438,90 | |||
November 2028 | 31 926,22 | 5 914,34 | 37 840,56 | 765 512,67 | |||
December 2028 | 32 163,01 | 5 677,55 | 37 840,56 | 733 349,66 | |||
January 2029 | 32 401,55 | 5 439,01 | 37 840,56 | 700 948,11 | |||
February 2029 | 32 641,86 | 5 198,70 | 37 840,56 | 668 306,25 | |||
March 2029 | 32 883,96 | 4 956,60 | 37 840,56 | 635 422,29 | |||
April 2029 | 33 127,85 | 4 712,72 | 37 840,56 | 602 294,44 | |||
May 2029 | 33 373,55 | 4 467,02 | 37 840,56 | 568 920,89 | |||
June 2029 | 33 621,07 | 4 219,50 | 37 840,56 | 535 299,83 | |||
July 2029 | 33 870,42 | 3 970,14 | 37 840,56 | 501 429,40 | |||
August 2029 | 34 121,63 | 3 718,93 | 37 840,56 | 467 307,77 | |||
September 2029 | 34 374,70 | 3 465,87 | 37 840,56 | 432 933,08 | |||
October 2029 | 34 629,64 | 3 210,92 | 37 840,56 | 398 303,43 | |||
November 2029 | 34 886,48 | 2 954,08 | 37 840,56 | 363 416,95 | |||
December 2029 | 35 145,22 | 2 695,34 | 37 840,56 | 328 271,73 | |||
January 2030 | 35 405,88 | 2 434,68 | 37 840,56 | 292 865,85 | |||
February 2030 | 35 668,48 | 2 172,09 | 37 840,56 | 257 197,38 | |||
March 2030 | 35 933,02 | 1 907,55 | 37 840,56 | 221 264,36 | |||
April 2030 | 36 199,52 | 1 641,04 | 37 840,56 | 185 064,84 | |||
May 2030 | 36 468,00 | 1 372,56 | 37 840,56 | 148 596,84 | |||
June 2030 | 36 738,47 | 1 102,09 | 37 840,56 | 111 858,37 | |||
July 2030 | 37 010,95 | 829,62 | 37 840,56 | 74 847,42 | |||
August 2030 | 37 285,45 | 555,12 | 37 840,56 | 37 561,98 | |||
September 2030 | 37 561,98 | 278,58 | 37 840,56 | -0,00 |
The Russian Capital online mortgage calculator will calculate all the data.
We have added the ability to select the Russian Capital mortgage lending program so that you can immediately start calculating and not have to think about what percentage to set.
Rate data is updated daily, so you can be sure that interest rates and Russian Capital mortgage programs are up to date.
You only need to indicate the amount you want to borrow and select the mortgage term. By changing this data, you can select online the necessary parameters of a mortgage loan, which you will be comfortable paying monthly.
Advantages of our mortgage calculator Russian Capital:
- Free, no registration required
- Formula for calculating monthly payments Russian Capital
- We regularly update data on conditions and interest rates for calculating a mortgage loan in Russian Capital in 2020.
- Mortgage calculator Russian Capital calculates both annuity and differentiated payments
To make a mortgage loan as profitable as possible for you, you should use our special financial tool - the Russian Capital online mortgage calculator. It will help you:
- Select the Russian Capital mortgage lending program. Get interest rates
- Choose the optimal monthly payment amount based on your income
- Get detailed information about payments (how much you pay on interest, how much on principal)
- Calculate the possibility of early repayment of the mortgage
Who is our Russian Capital mortgage calculator suitable for:
- For individual entrepreneurs
- For pensioners
- For individuals
- For legal entities
- Of course, Russian Capital provides the most favorable conditions for salary card holders
We use the Russian Capital formula for calculating consumer loans, so you can be confident in the results of loan repayment.
If you need to calculate a consumer loan in Russian Capital, use the Russian Capital loan calculator for 2020